Welcome
Personalized mortgage advice, built around you.
Whether you’re purchasing, renewing, refinancing or navigating a more complex financing situation, Your Perfect Mortgage Team provides strategic guidance and personalized solutions to help you move forward with confidence.
Book a ConsultationCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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JESSICA NEHME
With over 20 years of experience in the financial services industry, I’ve built my career around one core belief: people deserve trusted guidance through every stage of their financial journey.
My background includes progressive leadership and lending roles with some of Canada’s leading financial institutions, including BMO and TD Canada Trust, where I held positions such as Branch Manager, Customer Service & Sales Manager, Corporate Facilitator, Mortgage Specialist, and Lending Advisor. These experiences shaped my expertise in mortgage financing, leadership, client experience, and strategic financial planning.
In 2020, I transitioned from Mortgage Specialist at BMO to an independent Level 2 Mortgage Agent with Dominion Lending Centres — a move that allowed me to better serve clients through access to a wider range of lenders, more flexible financing solutions, and truly personalized mortgage strategies.
Today, as Co-Founder of Your Perfect Mortgage, I work closely with individuals, families, and investors to help them make confident, informed mortgage decisions that align with both their immediate needs and long-term goals.
Whether it’s purchasing a first home, refinancing, consolidating debt, or growing an investment portfolio, I believe every mortgage should be approached with care, transparency, and a strategy tailored to the client — not the transaction.
What matters most to me is building lasting relationships rooted in trust, communication, and genuine support long after the mortgage closes.
Specializing in:
• First-Time Home Buyers
• Refinancing & Debt Consolidation
• Investment Properties
• Self-Employed Mortgages
• Mortgage Renewals & Second Opinions
• Alternative Lending Solutions
If you’re looking for mortgage guidance backed by experience, strategy, and a relationship-first approach, I’d love to connect.
📞 416-568-8909
📧 jessica@ypmtg.ca